Affordable Financing

Financing Your Care

In our office, we offer high quality care and payment options that work for all of our patients. Below you will find a list of insurance and payment plans that we accept. If you don’t see your preferred method on our list, please call our office at Holyoke Office Phone Number 413-538-7400 to find out what other options may be available to you.

Dental insurance plans we work with:

  • Delta Dental
  • Guardian
  • Humana
  • Metlife
  • Ameritas
  • Cigna Dental
  • Renaissance Dental
  • Aetna
  • Careington
  • Dental Plans

Payment options:

  • Flexible Payment Plan: Pay a portion up front, and the rest over an agreed upon time period.
    1. No interest flex plan: Pay in a short time frame and receive no interest charge.
    2. Low interest flex plan: Pay off your bill over a longer period of time with low interest.
  • Cash Discount: Pay upfront with cash and receive a discount.
  • Check or Credit Card: Always accepted.

Other options:

  • CareCredit: Apply online (www.carecredit.com) or in our office.

Please note: Payment is due at the time of service.

As a courtesy to you, we will bill your insurance company and track claims. Please keep us informed of any changes to your insurance plan. You are responsible for the fees charged by our office, no matter what your insurance coverage may be. Most insurance companies should respond to the claim within four to six weeks. Any remaining cost is your responsibility.

We are here to help! Please call for more information about financing your oral health needs in our office!

Frequently Asked Questions

What if I don’t have dental insurance?

Dental insurance isn’t a requirement to get treatment at our practice. It’s merely a convenience that helps many patients reduce the overall cost of their procedure. If you don’t have insurance, you’ll still have access to all the same treatment options as our insured patients -- it may just cost you more out-of-pocket.

Will dental insurance pay for any procedure?

Unfortunately, many dental procedures are only partially covered by insurance and others may not be covered at all. The amount of payment you receive for a given procedure can vary based on the terms of your plan and your chosen provider. Typically, cosmetic services and elective surgeries are the least likely treatments to be covered.

If you have any questions about your insurance coverage, don’t hesitate to ask a member of our team. We’ll be happy to help you maximize your benefits.

Do you offer interest-free financing?

Yes! We’re proud to work with CareCredit, the largest patient financing program in America. They offer a variety of affordable payment plans for your convenience, including interest-free options within a limited payment window. If you’d prefer a longer payment window, low-interest options are also available.

Applying for CareCredit online or over the phone is simple, and you’ll find out if you qualify instantly. Best of all, you won’t have to worry about any up-front costs or other hidden fees.